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August 2023 Newsletter




Don’t Underestimate these Retirement Expenses

As you head toward retirement and your excitement grows, don’t forget to consider your likely retirement expenses. An AARP article, 10 Biggest Expenses in Retirement, has some interesting information about retirement expenses.

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The Sun Rotates Just Like the Rest of Planets

Even though the Sun isn’t solid like Earth, it still has a rotation as the plasma swirls around its surface. On average, it takes 27 Earth days for the Sun to rotate once on its axis, but different parts move at different speeds. The equatorial regions take just 24 days to rotate and the polar regions more than 30.



Financing Options to Help You Ride the Mortgage Rate Roller Coaster

The mortgage industry has been on a roller coaster ride over the last couple of years. Interest rates for fixed-rate mortgage loans were at historical lows during the beginning of the pandemic in 2020, rising to a 20-year high in late 2022 — and fluctuating ever since.¹ Many buyers are finding it difficult to afford a new home with traditional fixed-rate mortgage loans in such a high interest rate environment. As a result, more buyers are relying on alternative financing options to help lower their interest rates.2

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Sheet Pan Chicken Fajitas

Making a whole recipe on one sheet pan is perfect for meal prepping. For these fajitas you simply toss all of the ingredients—chicken and vegetables—in an easy marinade of avocado oil and taco spices like cumin and chili powder and then bake it all together on a sheet pan.


Get Cooking!

E.T.S. Financial Services, LLC. is not affiliated or endorsed by the Social Security Administration or any government agency.

Investment advisory services are offered by First Advisors National, LLC, a Registered Investment Advisor in the State of Georgia.

Some of these materials are provided for general information and educational purposes based upon publicly available information from sources believed to be reliable—we cannot assure the accuracy or completeness of these materials. The information in these materials may change at any time and without notice.




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