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FINANCIALLY FOCUSED

June 2023 Newsletter

Summer is here and we recommend that You get out and enjoy summer activities with Family & Friends!

Whether your summer plans include some things on the smaller side like new baseball equipment for the kids or a new golf club for yourself or something potentially more expensive like a two-week tour of the national parks, with some planning and discipline you may be able to enjoy these things with less stress.

A U.S. News and World Report article, 25 Summer Budget Tips provides some info that I think can help our conversation today.

The first piece of advice is to do a little research and make a list of upcoming summer festivals and events, many of which are free. Free local events may be especially helpful if you’ll have kids or grandkids along with you. Theater performances and concerts in the park, arts festivals, and free activities like disc golf may be great ways to enjoy the weather without putting the heat on your budget.

A summertime garage sale may be a way to save money AND make money. First, it will keep you occupied and organized. And second, it may put several hundred bucks into your pocket — and that’s money you can use for more summertime fun.

If you have any questions feel free to reach out to us at any time as we are always happy to help.

Thank you!

The Importance of Turning 65

Turning 65 can be a momentous birthday! An AARP article, 5 Things You Need to Know About Finances When Turning 65, provides some potentially useful information about why turning 65 is such a big deal.

Read More

Peanuts Aren't Technically a Nut

They’re legumes. According to Merriam-Webster, a nut is only a nut if it’s “a hard-shelled dry fruit or seed with a separable rind or shell and interior kernel.” That means walnuts, almonds, cashews, and pistachios aren’t nuts either. They’re seeds.

Social Security Offers Benefits from Birth Through Old Age

The bulk of Social Security benefits go to retirees, but Social Security is much more than a retirement program. Most Americans are protected by the Old-Age, Survivors, and Disability Insurance (OASDI) program — the official name of Social Security — throughout their lives.

Read More

Lemony Chickpeas

Need a quick 30-minute week dinner idea? These saucy chickpeas add just a little heat and ease to a Monday night. They're especially good over hot, fluffy brown rice.

Get Cooking!


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Advisory services are offered by Optimum Wealth LLC a Registered Investment Advisor in the State of New Hampshire. Insurance products and services are offered through Optimum Financial LLC dba Optimum Benefits, an affiliated company. Optimum Wealth LLC and Optimum Financial LLC are not affiliated with or endorsed by the Social Security Administration or any government agency, and are not engaged in the practice of law.

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