Email not displaying correctly? View it in your browser.   FINANCIALLY FOCUSED May 2023 Newsletter   With the “summertime” travel season starting up soon we have a great resource to share and to help You & Your Family while travelling: Travel Health and Trip interruption Benefits to protect both You and Your trip in case things don’t go as planned. And especially for clients that are of Medicare age (65 and older), Medicare benefits stop at our borders, making this important to know for Your travels. Before Your trip check out the benefits that are available, these are priced per trip and plans are reasonably priced and everything is online thru an easy to use website. Please save the link below for Your travels: https://producer.imglobal.com/international-insurance-plans.aspx?imgac=80001113&app_method=2&svi=1 We wish everyone has a great travel season with lots of great memories. As always if you have any questions feel free to reach out to us at any time as we are always happy to help. Thank you!   How to Reduce Taxes on Retirement Savings   With an appropriate strategy, you may be able to reduce taxes on your retirement savings. Although financial services professionals don’t give tax or legal advice, a U.S. News and World Report article, 10 Ways to Reduce Taxes on Your Retirement Savings, has some good information.   Read More   Tulip Flowers are Edible   Tulips are actually a part of the lily family, which also includes onions, garlic, and asparagus. The petals are edible and have been used as an onion substitute and to make wine. Tulips were commonly used in food during the Dutch famine over the course of World War II.   Could Your Living Situation Change as You Grow Older? ​ Recent research from the U.S. Department of Health and Human Services suggests that most Americans turning age 65 will need long-term care support during their lifetimes.¹ If the need arises, how will you handle potential long-term care for yourself or a loved one? Planning for the consequences of aging in general, and long-term care in particular, will depend on your preferences and circumstances. A long-term care plan should account for the different types of care you may need and the different settings in which you might receive that care. These are the most common options.   Read More   Chocolate Cake in a Mug This chocolate mug cake is made in the microwave for a fudgy, chocolaty treat that is truly decadent. It's a great recipe for nights when I need a yummy dessert that's ready in less than 10 minutes! Add a few chocolate chips to make it extra rich and gooey.   Get Cooking!     310 Marlboro Street Keene, NH 03431 Ph: (603) 357-1084 Email: info@optimumfhb.com Web: http://optfinancial.com/ Follow Us On Facebook Follow Us On LinkedIn     https://www.bhg.com/gardening/flowers/facts-about-tulips/ Advisory services are offered by Optimum Wealth LLC a Registered Investment Advisor in the State of New Hampshire. Insurance products and services are offered through Optimum Financial LLC dba Optimum Benefits, an affiliated company. Optimum Wealth LLC and Optimum Financial LLC are not affiliated with or endorsed by the Social Security Administration or any government agency, and are not engaged in the practice of law. Outgoing and incoming emails are electronically archived and subject to review and/or disclosure to someone other than the recipient. We cannot accept requests for securities transactions or other similar instructions through email. We cannot ensure the security of information e-mailed over the Internet, so you should be careful when transmitting confidential information such as account numbers and security holdings. If the reader of this message is not the intended recipient, or an employee or agent responsible for delivering this message to the intended recipient, you are hereby notified that any dissemination, distribution or copying of this communication is strictly prohibited. If you have received this communication in error, please notify us immediately by replying to this message and deleting it from your computer.      This email was sent to {|RECIPIENT|}. Rather not receive it anymore? Unsubscribe {|DISCLOSURE|}