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May 2023 Newsletter



Our office will be closed the week of June 18th but we will be monitoring voicemails and emails. If you need anything, please feel free to reach out at 770-904-1978 or


Tax Implications of Retirement Plans - Early Withdrawals & Plans


How to Reduce Taxes on Retirement Savings

With an appropriate strategy, you may be able to reduce taxes on your retirement savings. Although financial services professionals don’t give tax or legal advice, a U.S. News and World Report article, 10 Ways to Reduce Taxes on Your Retirement Savings, has some good information.


Read More


pink tulip field


Tulip Flowers are Edible

Tulips are actually a part of the lily family, which also includes onions, garlic, and asparagus. The petals are edible and have been used as an onion substitute and to make wine. Tulips were commonly used in food during the Dutch famine over the course of World War II.


Why Seniors Have the Greatest Financial Security


Could Your Living Situation Change as You Grow Older?

Recent research from the U.S. Department of Health and Human Services suggests that most Americans turning age 65 will need long-term care support during
their lifetimes.¹

If the need arises, how will you handle potential long-term care for yourself or a loved one? Planning for the consequences of aging in general, and long-term care in particular, will depend on your preferences and circumstances. A long-term care plan should account for the different types of care you may need and the different settings in which you might receive that care. These are the most common options.


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How to Make Chocolate Cake in a Microwave


Chocolate Cake in a Mug

This chocolate mug cake is made in the microwave for a fudgy, chocolaty treat that is truly decadent. It's a great recipe for nights when I need a yummy dessert that's ready in less than 10 minutes! Add a few chocolate chips to make it extra rich and gooey.


Get Cooking!

E.T.S. Financial Services, LLC. is not affiliated or endorsed by the Social Security Administration or any government agency.

Investment advisory services are offered by First Advisors National, LLC, a Registered Investment Advisor in the State of Georgia.

Some of these materials are provided for general information and educational purposes based upon publicly available information from sources believed to be reliable—we cannot assure the accuracy or completeness of these materials. The information in these materials may change at any time and without notice.


Eric Scoggins, CLU, ChFC, CFP
President and Financial Author
27 City Square Suite 2 | Hoschton, GA 30548
P: 770.904.1978 Ext: 705 F: 770-904-1978
W: E:


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