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April 2023 Newsletter





How To Retire Early: A Complete Guide | GOBankingRates


How To Be Content in Retirement

When envisioning your future retirement, it’s easy to focus almost entirely on the big things like your budget and cash flow, where you’re going to live, your healthcare strategy, and what you intend to leave behind for your loved ones. But while those things are certainly important, you should also weigh some of the lesser discussed elements that could make your retirement a happier one.

An AARP article, 10 Secrets of a Happy Retirement, has some interesting and hopefully useful information that I’m excited to share today. If you’d like to review the article yourself, it’s available at


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April Fool's Day in France (Poisson d'Avril History & Explanation)


April Fools' Day Originated in France

April Fools’ Day dates back to 1582, when France switched from the Julian calendar to the Gregorian calendar, as called for by the Council of Trent in 1563. This meant that New Year’s Day officially moved to January 1st.

People who were slow to get the news or failed to recognize that the start of the new year had moved to January 1 and continued to celebrate it during the last week of March through April 1 became the butt of jokes and hoaxes and were called “April fools.” These pranks included having paper fish placed on their backs and being referred to as “poisson d’avril” (April fish), said to symbolize a young, easily caught fish and a gullible person.


Estate Planning During a Pandemic | Rossway Swan Tierney Barry & Oliver


Creating Your Own Operation London Bridge

"London Bridge is down." On September 8, 2022, those words were reportedly used to launch what was arguably the most complex end-of-life proceedings the world has ever witnessed: the funeral arrangements for Queen Elizabeth II. The plan, known as Operation London Bridge, laid out in exacting detail how the ensuing days would unfold. Although most families don't need a playbook as intricate as the royals, a comprehensive end-of-life plan can significantly ease the burden on family members during a highly emotional period.

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Grilled Cheese with Roasted Broccoli Recipe - The Munching Mongoose | The  Munching Mongoose


Broccoli Grilled Cheese


Calling all cheese-pull lovers! This grilled cheese has not one, but two kinds of melty cheese. Fontina's creamy and mild flavor is balanced by sharp, bold cheddar. Together, this is the perfect duo to envelop the lemon-garlic broccoli filling.

Get Cooking!

E.T.S. Financial Services, LLC. is not affiliated or endorsed by the Social Security Administration or any government agency.

Investment advisory services are offered by First Advisors National, LLC, a Registered Investment Advisor in the State of Georgia.

Some of these materials are provided for general information and educational purposes based upon publicly available information from sources believed to be reliable—we cannot assure the accuracy or completeness of these materials. The information in these materials may change at any time and without notice.


Eric Scoggins, CLU, ChFC, CFP
President and Financial Author
27 City Square Suite 2 | Hoschton, GA 30548
P: 770.904.1978 Ext: 705 F: 770-904-1978
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