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FINANCIALLY FOCUSED

March 2023 Newsletter


708.479.8771
www.dowlingretirement.com

 

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Is Another Financial Crisis Looming?

The third-largest bank failure in U.S. history and the biggest since the global financial crisis occurred this month. You’ve heard the buzzwords: liquidity issues, regulatory oversight failures, bank runs…Should you be worried? Is there cause for concern? How do the existing protections that are currently in place apply to depositors? Many experts believe the risk for systemic failure is low. We’ll go over all of this and more in this month’s edition of our monthly newsletter.

Read Here

 

 

What to do if you Lose your Job near Retirement

Unfortunately, some people will be confronted with the challenge of losing their job shortly before they plan to retire. It can certainly be a scary development, but one of the most important things you can do is not panic. A Kiplinger article, 4 Steps to Take if You Lose Your Job Near Retirement provides some information that you may find useful if you ever find yourself in this situation.

 

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green plant on persons hand

 


March 25th Used to be New Year’s Day

In Mesopotamia, around 2000 B.C., the New Year was celebrated during the time of the vernal equinox, which was around March 25. The calendar during that time was based on the seasons, and March was when farmers began planting for the year. January and March went back and forth being the first month until the Julian and Gregorian Calendars really solidified in Europe. This makes celebrating our New Years only about 400 years old now!

 
person in black suit jacket holding white tablet computer
 

Fixed for Life: What Can an Annuity Do for You?

With stock and bond markets both faltering over the past year, it's easy to see why more near-retirees have a newfound appreciation for fixed annuities — insurance contracts that guarantee a specified rate of return. A fixed annuity maintains its value regardless of market conditions, and yields on these products have risen in response to the higher interest-rate environment.
 

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Baked Feta Pasta

 

The ever so popular TikTok Baked Feta Pasta! It’s a hearty dish made with roasted tomatoes, creamy and lightly tangy baked feta, al dente pasta, and fresh herbs. One of the easiest and tastiest recipes to hit your dinner table!

 

Get Cooking!

 

Now Available

A GUIDE TO GETTING YOUR HOUSE IN ORDER

 

 

A Look Inside:

You might have desires during retirement, such as traveling, purchasing property, or moving to be closer to your family (or farther away). You may also want your assets to provide for your loved ones after you are gone. The truth is that it takes more than just money to fulfill those needs and desires. Your income, your plans for retirement, your future healthcare expenses, and the continued accumulation of your assets after you stop working and drawing a paycheck all rely on one thing: You


You'll Learn:
  • ​Investment Solutions
  • Social Security Strategies
  • Legacy Planning
  • Asset Organization
 

Come in for a complimentary consultation and receive an autographed copy of our book!


Local authors and financial professionals Ron and Karen Dowling reveal strategies to getting your legacy, retirement and income planning in order with their new book!


 

 

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Did you know that Dowling Legacy & Retirement is on social media? Stay up-to-date on valuable market and industry news.

 

https://www.daytranslations.com/blog/march-25-was-new-year/#:~:text=In%20Mesopotamia%20at%20around%202000,first%20month%20of%20the%20year

Advisory services are offered by Chancellor Financial Services, Inc a Registered Investment Advisor in the State of IL. Insurance services offered through Dowling Consulting Services, Inc. dba, Dowling Legacy & Retirement, an affiliated company. Neither Chancellor Financial Services, Inc., nor Dowling Legacy & Retirement are affiliated with or endorsed by the Social Security Administration or any government agency.
 

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