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March 2023 Newsletter




What to do if you Lose your Job near Retirement

Unfortunately, some people will be confronted with the challenge of losing their job shortly before they plan to retire. It can certainly be a scary development, but one of the most important things you can do is not panic. A Kiplinger article, 4 Steps to Take if You Lose Your Job Near Retirement provides some information that you may find useful if you ever find yourself in this situation.


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green plant on persons hand


March 25th Used to be New Year’s Day

In Mesopotamia, around 2000 B.C., the New Year was celebrated during the time of the vernal equinox, which was around March 25. The calendar during that time was based on the seasons, and March was when farmers began planting for the year. January and March went back and forth being the first month until the Julian and Gregorian Calendars really solidified in Europe. This makes celebrating our New Years only about 400 years old now!

person in black suit jacket holding white tablet computer

Fixed for Life: What Can an Annuity Do for You?

With stock and bond markets both faltering over the past year, it's easy to see why more near-retirees have a newfound appreciation for fixed annuities — insurance contracts that guarantee a specified rate of return. A fixed annuity maintains its value regardless of market conditions, and yields on these products have risen in response to the higher interest-rate environment.

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Baked Feta Pasta


The ever so popular TikTok Baked Feta Pasta! It’s a hearty dish made with roasted tomatoes, creamy and lightly tangy baked feta, al dente pasta, and fresh herbs. One of the easiest and tastiest recipes to hit your dinner table!


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E.T.S. Financial Services, LLC. is not affiliated or endorsed by the Social Security Administration or any government agency.

Investment advisory services are offered by First Advisors National, LLC, a Registered Investment Advisor in the State of Georgia.

Some of these materials are provided for general information and educational purposes based upon publicly available information from sources believed to be reliable—we cannot assure the accuracy or completeness of these materials. The information in these materials may change at any time and without notice.


Eric Scoggins, CLU, ChFC, CFP
President and Financial Author
27 City Square Suite 2 | Hoschton, GA 30548
P: 770.904.1978 Ext: 705 F: 770-904-1978
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