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FINANCIALLY FOCUSED

January 2023 Newsletter

We hope that You all had a wonderful Holiday Season! The New Year is here and it is time for the traditional “New Year’s Resolutions”, these are both a reflection of the previous year and Looking forward for the next year. Here are some helpful tips for these “resolutions”:

Write down a Top 5 list of attainable goals
Do 1 goal at a time, not all at once, remember it has to be attainable
Set a time frame for when You want to meet that goal
Once you have reached that goal start the next goal, repeating the process
Most important, make Your goal setting a positive experience, Life is about a healthy balance of Family, Work and Play.

We wish You the best for 2023.
Thank you!

How to Make Your Money Last

It’s perhaps one of the most common questions that retirees ask financial services professionals: How do I make my money last a lifetime?

An AARP article, 5 Tips to Make Your Money Last a Lifetime has some recommendations that many of you may find useful.

Read More

January Was Known as Wolf Month

The ancient Anglo-Saxons called January Wulf monath (literally “wolf month”). And it was given that name because wolves often came into the villages searching for food in the heart of winter. Not surprisingly, the first full moon of the year was then named after howling wolves and today is known as Wulf Moon.

Three Stretch IRA Alternatives

The passage of the SECURE Act in 2019 effectively eliminated the stretch IRA, an estate planning strategy that allowed an inherited IRA to continue growing tax deferred, potentially for decades. Most nonspouse beneficiaries, including children and grandchildren, can no longer stretch distributions over their lifetimes.

You may be looking for alternative ways to preserve your wealth and pass it on to your beneficiaries. Here are three options you might consider.

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Creamy Three Cheese Skillet Mac n' Cheese

This mac and cheese recipe is for those of you that love a very creamy, cheese loaded sauce. It's actually not baked at all, but cooked in a skillet and ready for your family in minutes. When we are too tired to think about dinner in the winter months, it's mac and cheese to the rescue!

Get Cooking!


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Advisory services are offered by Optimum Wealth LLC a Registered Investment Advisor in the State of New Hampshire. Insurance products and services are offered through Optimum Financial LLC dba Optimum Benefits, an affiliated company. Optimum Wealth LLC and Optimum Financial LLC are not affiliated with or endorsed by the Social Security Administration or any government agency, and are not engaged in the practice of law.

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