Email not displaying correctly? View it in your browser.

FINANCIALLY FOCUSED

December 2022 Newsletter

708.479.8771
www.dowlingretirement.com

It’s Beginning To Look A Lot Like…Tax Season?

It’s never too early to think about tax planning! With the year coming to a close, there are some important year-end tax strategies that can help you dramatically reduce your upcoming tax bill. Whether it’s itemized deductions, strategic charitable contributions, 401(k) and IRA rollovers, or a mixture of notable tax planning strategies, there are plenty of ways to help you start 2023 on the right foot. We’ll briefly highlight some of these strategies, but it’s best to get in with Ron & Karen whether that be in office or via zoom to review the strategy that is best suited for your specific situation. We want to ensure your roadmap to retirement is intact, and year-end tax planning is one way to do that. First, read the short article here, then give us a call at 708.479.8771 or go to www.ChatWithDowlingRetirement.com to book your complimentary consultation today!

Medicare prices will change in 2023

As 2022 heads to the finish line, those receiving Medicare benefits have received a dose of good news. Medicare Part B premiums and deductibles will shrink next year because the program spent less than anticipated in 2022. Unfortunately, the cost cuts Medicare recipients will see in 2023 are smaller than the increases beneficiaries were hit with in 2022.

There are at Least 100 Words for “Snow” in Russian

Russia is a very big, very cold place. It makes sense that snow is just a part of life. Some of the very specific words for snow include: Phlyak – extremely fluffy snow great for downhill skiing, Tselyak – fresh snow that hasn’t been touched by anyone, and Naled – the annoying snow and ice that covers cars in the morning.

Sectors: Overweight, Underweight, or Just Right?

The U.S. stock market had a banner year in 2021, with the S&P 500 index up almost 27%. Unfortunately, stocks turned downward on the second trading day of 2022 and kept sliding into a bear market. What does this mean for sector analysis?

Crustless Spinach Quiche

This veggie-packed quiche is the perfect way to sneak in some healthy food amidst all the holiday feasting!

Get Cooking!

Now Available A GUIDE TO GETTING YOUR HOUSE IN ORDER

A Look Inside:

You might have desires during retirement, such as traveling, purchasing property, or moving to be closer to your family (or farther away). You may also want your assets to provide for your loved ones after you are gone. The truth is that it takes more than just money to fulfill those needs and desires. Your income, your plans for retirement, your future healthcare expenses, and the continued accumulation of your assets after you stop working and drawing a paycheck all rely on one thing: You

You'll Learn:

Investment Solutions
Social Security Strategies
Legacy Planning
Asset Organization

Come in for a complimentary consultation and receive an autographed copy of our book!

Local authors and financial professionals Ron and Karen Dowling reveal strategies to getting your legacy, retirement and income planning in order with their new book!

Like us on Facebook or follow us on Instagram!

Did you know that Dowling Legacy & Retirement is on social media? Stay up-to-date on valuable market and industry news.

https://mykeytorussian.com/russian-words-for-snow/

Advisory services are offered by Chancellor Financial Services, Inc a Registered Investment Advisor in the State of IL. Insurance services offered through Dowling Consulting Services, Inc. dba, Dowling Legacy & Retirement, an affiliated company. Neither Chancellor Financial Services, Inc., nor Dowling Legacy & Retirement are affiliated with or endorsed by the Social Security Administration or any government agency.

Karen Prescia Dowling
© Dowling Legacy & Retirement
10727 Winterset Drive Orland Park, IL 60467
Ph: (708) 479-8771
Email: karen@dowlingretirement.com
Web: www.dowlingretirement.com

This email was sent to {|RECIPIENT|}. Rather not receive it anymore? Unsubscribe
{|DISCLOSURE|}