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FINANCIALLY FOCUSED

October 2022 Newsletter

 

 



We are now officially in the month of October; the trees are changing colors and we are getting our fall crisp days. I do enjoy Fall and its many activities which may include football, bonfires, apple picking and carving the best jack-o-lanterns with the kids. It’s the perfect sweater weather, not to hot and not to cold.

October starts the final quarter of the year which means the amount of time left for working in 2022 is winding down. I find this to be a great time of reflection on the events of the year so far. During this time, you can assess your current financial situation and review the past year. Are you meeting your financial goals? If there are areas that need improving, commit to making those changes now! Please do not hesitate to call us if you have any financial questions, we are here to help and answer all questions!

It has been sometime since we have seen interest rates at current levels. Interest-bearing investment vehicles such as bonds, CD’s, MYGA’s, and others have become more attractive. For example, some providers are offering a fixed annuity rate over 5% for 5 years, as of 9/23/2022. There are also 3-year rates available at various interest rates from many providers. We work with several carries that offer the above-mentioned products. Please call to learn more. Rates being offered are subject to change at any time. MYGA’s are subject to early withdrawal penalties and do have specific contract rules

 

 

How Do I Know When It's Time to Retire

Wondering when it’s an appropriate time to retire? Let’s look at some of the common indicators that you may be ready to leave work for good.


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The Reason Vampires Can't See Their Reflections

Vampires aren’t real – of course – but this tidbit of lore actually has logical backing, or silver backing that is. In the 19th century, mirrors were backed with a thin layer of silver, which was believed to ward off creatures of the night due to its connotation with the church and purity. Today, most mirrors are backed with aluminum, so, in theory, modern vamps can do their hair in peace.

 

 

Dividends for Income and Total Returns

John D. Rockefeller, one of the wealthiest Americans in history, loved receiving stock dividends. "Do you know the only thing that gives me pleasure?" he once asked. "It's to see my dividends coming in."

There may be many things other than money that give you pleasure, but you can still appreciate the stabilizing role that dividends might play in your portfolio.
 

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Weeknight Pasta with Butternut Squash

This pasta dish is as delicious as it is easy. Just the thing to get in all those good veggies from the recent harvest while you curl up in your favorite Autumn sweater.


Get Cooking!

 

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https://spookeats.com/2018/08/17/vampires-vs-mirrors-freaky-facts/

Investment advisory services offered through Alternative Investment Advisors, LLC, an SEC Registered Investment Advisor. Alternative Investment Advisors, LLC and its advisors do not render tax, legal or accounting advice. Fixed insurance products and services are offered through Swenson Wealth Management.

Swenson Wealth Management and their individually licensed and appointed insurance agents, and Alternative Investment Advisors, LLC are not affiliated with or endorsed by the Social Security Administration or any government agency.
 

© Swenson Wealth Management
5002 S. Broadband Lane
Ste 110
Sioux Falls, SD 57108
T: (605) 274-8707
Travisk@swensonag.com
Markkontz@swensonag.com
 

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