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April 2022 Newsletter




Inflation & Retirement: A Crisis

Over the last 18-24 months, supply chain issues and consumer demand have dramatically increased short-term inflation in the U.S., affecting the price of groceries, gasoline, used cars, real estate and…chicken wings?! Well, we’ve known this…but what should we do about it? In an ever-changing world, the importance of financial planning, including having a well-diversified portfolio, has increased ten-fold. We’ll list a few options that can help keep your retirement roadmap on the right track…CONTINUE READING HERE.



Talk Money Before You Walk Down the Aisle

This month, we discuss what you need to know about money and marriage — specifically, what you need to know about paying for a wedding and what financial strategies you should consider implementing in the days after the ceremony.

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April's Honorary Flowers¹

Two flowers signify the month of April: the daisy and the sweet pea. The daisy symbolizes innocence, loyal love, and purity; but it also means "I'll never tell!" The oldest daisy on record is the Bellis perennis, known as Daeges eage (or Day's eye) in the Middle Ages because its petals close at night to cover the yellow center.

The sweet pea signifies blissful pleasure, and are used to say goodbye. Sweet Pea's may be a pretty flower, but they are also one of the oldest food crops on our planet, domesticated by humans about 11,000 years ago.



Going Public: How Are Direct Listings Different

An initial public offering (IPO) is the first public sale of stock shares by a private company. IPOs are important to the financial markets because they help fuel the growth of innovative young companies and add new stocks to the pool of potential investment opportunities.

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Mixed Berry French Toast Bake

This Mixed Berry French Toast Bake is perfect for a special breakfast or brunch! It's a total crowd pleaser and can even be made ahead of time for busy mornings!

Get Baking!


Now Available




A Look Inside:

You might have desires during retirement, such as traveling, purchasing property, or moving to be closer to your family (or farther away). You may also want your assets to provide for your loved ones after you are gone. The truth is that it takes more than just money to fulfill those needs and desires. Your income, your plans for retirement, your future healthcare expenses, and the continued accumulation of your assets after you stop working and drawing a paycheck all rely on one thing: You

You'll Learn:
  • ​Investment Solutions
  • Social Security Strategies
  • Legacy Planning
  • Asset Organization

Come in for a complimentary consultation and receive an autographed copy of our book!

Local authors and financial professionals Ron and Karen Dowling reveal strategies to getting your legacy, retirement and income planning in order with their new book!



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Advisory services are offered by Chancellor Financial Services, Inc a Registered Investment Advisor in the State of IL. Insurance services offered through Dowling Consulting Services, Inc. dba, Dowling Legacy & Retirement, an affiliated company. Neither Chancellor Financial Services, Inc., nor Dowling Legacy & Retirement are affiliated with or endorsed by the Social Security Administration or any government agency.

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