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optimum wealth llc 



February 2022 Newsletter


This is a topic that is constantly talked about and we see issues about security and scams to be aware of all the time. We want to share a few ideas for online security especially in today’s digital environment, and while we are not in the “security or IT business” we all need to be extremely careful out there to keep safe our personal information from prying eyes. Here are a few things that we employ that may be helpful for You:

  • Do not send emails that have ANY personal information that could be stolen or used against you. Examples are Social Security numbers, Account numbers, Etc.
  • If You do send an email use a Secure or Encrypted option and keep that email secure when replying or forwarding. If you are not familiar with how to do this take a few minutes to look up how to do this online, it is fairly simple and there are lots of resources out there.
  • Keep a security password on ALL Electronics that may have personal information. From your Mobile Phone to Your Computer this adds an extra level of security access to those devices.
  • Be aware of whether you are using a home or work vs public network when you are online and set your Electronics privacy settings appropriately.
  • Do NOT “save” or use “automatic” passwords. While this is very convenient, it is VERY convenient for those prying eyes as you have left the electronic “door” open for them.
  • 2 Factor Authentication: again, not a convenience for You, but another level of “locked door” to go thru to verify who is logging in to those websites that have private information on You.

This is just a short list to share some salient points of security in our digital world which is constantly changing. Since Technology moves forward at an extremely fast pace we always recommend that you find and work with a reputable “IT” company that can help and guide you with Your privacy and Security.

Thank you!



Over-looked Tax Breaks for Retirees

Preparing for taxes in retirement is one financial strategy move you can make to help keep more money in your pocket. And, to that end, there are several often-over-looked tax breaks that cater to retirees that you should be aware of.

Read More



M&M stands for Mars and Murrie¹
Forrest Mars (son of the Mars Company founder) first spotted the British confection Smarties during the Spanish Civil War and noticed the candy shell prevented the chocolate from melting. He teamed up with Bruce Murrie (son of Hershey Chocolate's president) and the company later trademarked the "Melts in Your Mouth, Not in Your Hand" slogan.


International Investing: Opportunity Overseas?

For the past decade, U.S. stocks have outperformed foreign stocks by a wide margin, due in large part to the stronger U.S. recovery after the Great Recession. In general, U.S. companies have been more nimble and innovative in response to changing business dynamics, while aging populations in Japan and many European countries have slowed economic growth.

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Chocolate Lava Cake

Chocolate Lava Cakes became famous for a reason: they're cakey on the outside with an irresistible center of warm dark chocolate flowing through the middle. The first time you try one, it may seem like magic, but this recipe is actually quite easy to make and ready in under an hour.

Get Baking!


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Ph: (603) 357-1084

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Advisory services are offered by Optimum Wealth LLC a Registered Investment Advisor in the State of New Hampshire. Insurance products and services are offered through Optimum Financial LLC dba Optimum Benefits, an affiliated company. Optimum Wealth LLC and Optimum Financial LLC are not affiliated with or endorsed by the Social Security Administration or any government agency, and are not engaged in the practice of law. All written content is for information purposes only. It is not intended to provide any tax or legal advice or provide the basis for any financial decisions. The information contained herein is not an offer to sell or a solicitation of an offer to buy the securities, products or services mentioned, and no offers or sales will be made in jurisdictions in which the offer or sale of these securities, products or services is not qualified or otherwise exempt from regulation. The information contained in this material have been derived from sources believed to be reliable, but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed.

Optimum Wealth LLC and Optimum Financial LLC are not affiliated with or endorsed by Centers for Disease Control and or any government agency. The content of this email is for informational purposes only and should not be used to make any financial or personal decisions.


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