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FINANCIALLY FOCUSED

January 2022 Newsletter

It is that time of year when we reflect on the past year and look forward to the New Year Ahead.

We want to take this moment to thank you for Your Friendship, Your Support and Your earned trust of working with You to help You out in the best way possible. We look forward to continuing to help you with your planning in the coming year ahead.

We would like to wish everyone a Merry Christmas, a Happy New Year and a wonderful Holiday Season. If traveling please be safe and to take advantage of that important time with Your Family and Friends.

Happy Holidays! Thank you!

Are You a HENRY? Consider These Wealth-Building Strategies

HENRY is a catchy acronym for "high earner, not rich yet." It describes a demographic made up of young and often highly educated professionals with substantial incomes but little or no savings.

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Feel Good Music¹

We all know that music is good for the soul but did you know it’s also good for a cold? Research done by German scientists revealed that listening (to jazz music in particular) reduces stress, which amplifies immunoglobulin levels in the body.

Immunoglobulin is a naturally occurring protein that helps the body defend itself against infection. By listening to jazz, or the second-best type of music- dance music, your antibody levels will rise while cortisol, a stress hormone, decreases. A body in a restful state has a much better chance of coming back into balance from a cold than when it is stressed.

Protect Yourself — and Your Money — From Scams

It seems like you can’t turn on the TV news or visit your favorite news website without seeing yet another story about financial scams. According to the FBI, seniors lose more than $3 billion every year to con artists.

Read More

Balsamic Cranberry Roast Chicken

This balsamic cranberry roast chicken recipe is completely hands-off and oh so seasonal.

Get Cooking!

310 Marlboro Street Keene, NH 03431 Ph: (603) 357-1084 Email: info@optimumfhb.com Web: http://optfinancial.com/	Follow Us On Facebook Follow Us On LinkedIn
	Click here for detailed information on the Five Star Wealth Manager research methodology. To learn more about Five Star Professional award visit: fivestarprofessional.com

¹ https://listverse.com/2021/10/22/10-most-bizarre-cold-remedies/

Advisory services are offered by Optimum Wealth LLC a Registered Investment Advisor in the State of New Hampshire. Insurance products and services are offered through Optimum Financial LLC dba Optimum Benefits, an affiliated company. Optimum Wealth LLC and Optimum Financial LLC are not affiliated with or endorsed by the Social Security Administration or any government agency, and are not engaged in the practice of law. All written content is for information purposes only. It is not intended to provide any tax or legal advice or provide the basis for any financial decisions. The information contained herein is not an offer to sell or a solicitation of an offer to buy the securities, products or services mentioned, and no offers or sales will be made in jurisdictions in which the offer or sale of these securities, products or services is not qualified or otherwise exempt from regulation. The information contained in this material have been derived from sources believed to be reliable, but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed.

Optimum Wealth LLC and Optimum Financial LLC are not affiliated with or endorsed by Centers for Disease Control and or any government agency. The content of this email is for informational purposes only and should not be used to make any financial or personal decisions.

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