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October 2021 Newsletter





Should You Speed Up Your Retirement Plans?

According to a March 2021 survey, an estimated 2.8 million Americans ages 55 and older decided to file for Social Security benefits earlier than they expected because of Covid-19.

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Spicing Up Your Garden¹
We all love cute wild animals but if you are trying to grow your own veggies, they can become your sworn enemy. Sprinkling the ground of your vegetable patch with strong spices like cayenne pepper, chili powder or red pepper will humanely keep away these critters. Additionally, the spices will enrich your soil and protect it from bacteria!


The Ever-Changing Nature of Retirement

If it feels difficult to keep up with the things that change regarding retirement, you’re not alone. Even some very fundamental things about retirement have changed in the last 25 years.

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Cranberry Orange Pancake Bake

This cranberry orange pancake bake is a must try if you are looking for a new breakfast recipe.

Get Cooking!




E.T.S. Financial Services, LLC. is not affiliated or endorsed by the Social Security Administration or any government agency.

Investment advisory services are offered by First Advisors National, LLC, a Registered Investment Advisor in the State of Georgia.

Some of these materials are provided for general information and educational purposes based upon publicly available information from sources believed to be reliable—we cannot assure the accuracy or completeness of these materials. The information in these materials may change at any time and without notice.




Eric Scoggins, CLU, ChFC, CFP
President and Financial Author
27 City Square Suite 2 | Hoschton, GA 30548
P: 770.904.1978 Ext: 705 F: 770-904-1978
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