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October 2021 Newsletter




Are You Protected From Inflation?

Supply-chain bottlenecks are causing prices to soar as a surge in demand in various commodity areas take flight: oil (gas), semiconductor chips (new & used vehicles and electronics including laptops & cell phones), and lumber (housing and real estate) to name a few. What does this disruption mean for you and your retirement & legacy plan? Inflation, and eventual stagflation, could eat away at everything you've worked so hard to build, grow and protect. The best ways to protect yourself from a variety of market conditions include...

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Should You Speed Up Your Retirement Plans?

According to a March 2021 survey, an estimated 2.8 million Americans ages 55 and older decided to file for Social Security benefits earlier than they expected because of Covid-19.

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Spicing Up Your Garden¹
We all love cute wild animals but if you are trying to grow your own veggies, they can become your sworn enemy. Sprinkling the ground of your vegetable patch with strong spices like cayenne pepper, chili powder or red pepper will humanely keep away these critters. Additionally, the spices will enrich your soil and protect it from bacteria!


The Ever-Changing Nature of Retirement

If it feels difficult to keep up with the things that change regarding retirement, you’re not alone. Even some very fundamental things about retirement have changed in the last 25 years.

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Cranberry Orange Pancake Bake

This cranberry orange pancake bake is a must try if you are looking for a new breakfast recipe.

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Now Available




A Look Inside:

You might have desires during retirement, such as traveling, purchasing property, or moving to be closer to your family (or farther away). You may also want your assets to provide for your loved ones after you are gone. The truth is that it takes more than just money to fulfill those needs and desires. Your income, your plans for retirement, your future healthcare expenses, and the continued accumulation of your assets after you stop working and drawing a paycheck all rely on one thing: You

You'll Learn:
  • ​Investment Solutions
  • Social Security Strategies
  • Legacy Planning
  • Asset Organization

Come in for a complimentary consultation and receive an autographed copy of our book!

Local authors and financial professionals Ron and Karen Dowling reveal strategies to getting your legacy, retirement and income planning in order with their new book!


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Advisory services are offered by Chancellor Financial Services, Inc a Registered Investment Advisor in the State of IL. Insurance services offered through Dowling Consulting Services, Inc. dba, Dowling Legacy & Retirement, an affiliated company. Neither Chancellor Financial Services, Inc., nor Dowling Legacy & Retirement are affiliated with or endorsed by the Social Security Administration or any government agency.

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