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December 2020 Newsletter




Now Available




A Look Inside:

You might have desires during retirement, such as traveling, purchasing property, or moving to be closer to your family (or farther away). You may also want your assets to provide for your loved ones after you are gone. The truth is that it takes more than just money to fulfill those needs and desires. Your income, your plans for retirement, your future healthcare expenses, and the continued accumulation of your assets after you stop working and drawing a paycheck all rely on one thing: You

You'll Learn:
  • ​Investment Solutions
  • Social Security Strategies
  • Legacy Planning
  • Asset Organization

Come in for a complimentary consultation and receive an autographed copy of our book!

Local authors and financial professionals Ron and Karen Dowling reveal strategies to getting your legacy, retirement and income planning in order with their new book!




Simple Fixes That Can Improve Your Financial
Situation Today

Finances are complicated. But these quick fixes aren’t.
Here are some ideas that you can implement — without a massive time investment or lifestyle change — and get results.¹

Continue Reading Here



The Origin of Gingerbread²

The first known recipe for gingerbread came from Greece in 2400 BC and by the late Middle Ages, Europeans had their own version. The hard cookies, sometimes gilded with gold leaf and shaped like animals, kings and queens, were a staple at Medieval fairs in England, France, Holland and Germany. Queen Elizabeth I is credited with the idea of decorating the cookies in this fashion, after she had some made to resemble the dignitaries visiting her court.

Over time some of these festivals came to be known as Gingerbread Fairs, and the gingerbread cookies served there were known as ‘fairings.’ The shapes of the gingerbread changed with the season, including flowers in the spring and birds in
the fall.



Use the Pandemic as an Excuse to Firm up Your
Estate Plan

An estate plan is one of those things that many people know they need, but it often gets put off again and again because they think they can just get to it tomorrow. However, what if tomorrow never comes?

Read More Here



Classic Eggnog

A festive drink for the holidays.

Get Cooking




Advisory services are offered by Chancellor Financial Services, Inc a Registered Investment Advisor in the State of IL. Insurance services offered through Dowling Consulting Services, Inc. dba, Dowling Legacy & Retirement, an affiliated company. Neither Chancellor Financial Services, Inc., nor Dowling Legacy & Retirement are affiliated with or endorsed by the Social Security Administration or any government agency.

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