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November 2020 Newsletter





Common Retirement Vehicles You Should Know

When someone mentions retirement, one of the first things you may think about is savings.

And that’s with good reason, of course, because putting your savings to work for you is an important part of any retirement strategy. There are several ways you can do that, and you may have varying levels of knowledge about each — both individual retirement accounts (IRAs) and employer-sponsored plans.

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Between quarantine and cold weather, we're all likely going a little stir crazy. Perhaps not as much as our ancestors once did though.

In the 19th century, competitive walking, or pedestrianism, was the most popular spectator sport in America. With spectator filled arenas, competitors walked around tracks almost nonstop from Mondays to Saturdays. Like modern sports, there were rivalries among the stars, who earned a fortune from the prize money and sponsorship deals. Pedestrianism was eventually replaced by competitive cycling after the invention of the safety bicycle by John Starley in 1885.


Get the Last Five Years Before Retirement Right

We spend decades working our way toward retirement. The accumulation phase, when we’re gathering wealth before retirement, is generally considered to be decades long.

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Pumpkin Bars

Pumpkin spice and everything nice — you'll taste the warm flavors of autumn in every bite!

Get Cooking


E.T.S. Financial Services, LLC. is not affiliated or endorsed by the Social Security Administration or any government agency.

Investment advisory services are offered by First Advisors National, LLC, a Registered Investment Advisor in the State of Georgia.

Some of these materials are provided for general information and educational purposes based upon publicly available information from sources believed to be reliable—we cannot assure the accuracy or completeness of these materials. The information in these materials may change at any time and without notice.




Eric Scoggins, CLU, ChFC, CFP
President and Financial Author
27 City Square Suite 2 | Hoschton, GA 30548
P: 770.904.1978 Ext: 705 F: 770-904-1978
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