Email not displaying correctly? View it in your browser.


optimum wealth llc



September 2020 Newsletter


Have you heard of “Behavioral Finance”? It is defined as:

"An important sub-field of finance. Behavioral finance uses insights from the field of psychology and applies them to the actions of individuals in trading and other financial applications.”¹

Behavior is an important component to your planning, and as everyone is aware this year has certainly been challenging, swinging from Highs to Lows and Highs again with heightened volatility and uncertainty. Observed behavior has matched those swings and created a roller coaster of emotions for everyone.

Why am I bringing this up? Because it has an effect on the decisions that we make. Decisions that could significantly impact what you are working hard to accomplish.

Our Recommendation: Take a Deep Breath. Stay Calm. Continue to follow Your plan. In times of uncertainty, keeping an eye on important goals you are striving for can be harder to focus on and follow thru on. We will all experience challenging and volatile times in life, this time period we are experiencing will not be the only one or the last one. Having a plan and a strategy that is well thought out should have addressed most of the challenges that come up and re-visiting those things periodically to make necessary adjustments is normal. Planning IS a process not a product, having help at any time is important and we want to reiterate our commitment to You, to help you in any way we can.

We hope this gives You hope during these challenging times. We are all in this together and we will all come out together by sticking close together.

Thank you!




Preparing for Retirement as a Couple

It may seem obvious that preparing for retirement as a couple is a good idea, but you’d be surprised at how easy it is to miss key components.

If you have a spouse or partner that you’ll be spending retirement with, you’re going to need to do a lot of planning. There are houses, kids, vacation funds, college funds, and inheritances to think about. Certainly, planning around those kinds of topics would have to be done together.

Continue Reading Here


The History of Uncle Sam

Created during the 1830s, the famous cartoon was based upon “Uncle Sam” Wilson, a real-life man who delivered food to American troops during the War of 1812.

The “Uncle Sam” caricature was originally drawn to insult the United States government.¹ Countless political cartoons from his early life use him to mock everything from the country’s warlike nature to rampant political corruption.

During the presidency of Abraham Lincoln, however, people realized how alike the two looked. Lincoln’s popularity ended up completely flipping Uncle Sam’s reputation.

How to Travel in Retirement Without Breaking Your Budget

With the right planning, you can have the retirement of your dreams, whatever that may be.

For many retirees, travel can be a big part of the vision they have for their post-work lives. But the question is, how can you conveniently and comfortably travel without breaking your budget? There is good news in the answer to that question. With an appropriate strategy, you can enjoy plenty of adventures without emptying your wallet.

Read More Here



Easy Broccoli Cheddar Soup

A simple soup that doesn't compromise flavor!

Get Cooking


310 Marlboro Street
Keene, NH 03431
Ph: (603) 357-1084

Follow Us On Facebook
Follow Us On LinkedIn
Click here for detailed information
on the Five Star Wealth Manager
research methodology. To learn
more about Five Star Professional
award visit:
optimum wealth llc

Advisory services are offered by Optimum Wealth LLC a Registered Investment Advisor in the State of New Hampshire. Insurance products and services are offered through Optimum Financial LLC dba Optimum Benefits, an affiliated company. Optimum Wealth LLC and Optimum Financial LLC are not affiliated with or endorsed by the Social Security Administration or any government agency, and are not engaged in the practice of law. All written content is for information purposes only. It is not intended to provide any tax or legal advice or provide the basis for any financial decisions. The information contained herein is not an offer to sell or a solicitation of an offer to buy the securities, products or services mentioned, and no offers or sales will be made in jurisdictions in which the offer or sale of these securities, products or services is not qualified or otherwise exempt from regulation. The information contained in this material have been derived from sources believed to be reliable, but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed.

Optimum Wealth LLC and Optimum Financial LLC are not affiliated with or endorsed by Centers for Disease Control and or any government agency. The content of this email is for informational purposes only and should not be used to make any financial or personal decisions.

   This email was sent to {|RECIPIENT|}. Rather not receive it anymore? Unsubscribe