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optimum wealth llc

 

FINANCIALLY FOCUSED

August 2020 Newsletter

 
 

August has summertime in full swing with heat, humidity, thunderstorms and fitting in summer vacations before cooler weather is upon us. We hope everyone is enjoying themselves!

Recently we have seen an uptick in requests for help with resources that are employment related, and sure enough these requests are reflective of the current situation that has unfolded this year. These could be retirement, furloughs, layoffs, job changes and related situations. If you are experiencing any of these situations here are some online resources that we have available to you:

1. Health and Benefits:
a. Temporary or Short Term Medical plans (For NH) if you are between jobs, out of school or waiting for other Health benefits to start https://quote.ihcmarketplace.com/Agent/0074411/GetQuote?product=STM
 
b. Individual Medical Plans for more traditional ongoing needs and if you do not have an option thru an employer
https://www.healthsherpa.com/?_agent_id=duane-goodell

c. Individual Dental Insurance if you do not have an employer option or during retirement
https://www.deltadentalcoversme.com/s/?agency=1706181923
 
2. Retirement and Planning:
 
a. Review your financial picture and risk tolerance https://thefinancialhq.com/optimumwealthfinancial
 
b. The 8 Obstacles to retirement
 
c. Retirement plan rollovers and avoiding mistakes
 
d. Social Security information guide and customized report
We hope that these are all helpful resources. You may find that your situation may be different or have additional circumstances that may need or require additional help. That is why we have an “open door” policy, so just contact us, we will try to help, and if we can’t we have developed a great network of people over the years that share their help and expertise with us and are also happy to help you.
 
Enjoy summertime!

Thank you!

 

Sincerely,

 
 

Preparing for Retirement as a Couple

It may seem obvious that preparing for retirement as a couple is a good idea, but you’d be surprised at how easy it is to miss key components.

If you have a spouse or partner that you’ll be spending retirement with, you’re going to need to do a lot of planning. There are houses, kids, vacation funds, college funds, and inheritances to think about. Certainly, planning around those kinds of topics would have to be done together.


Continue Reading Here

 
 

Jeff Bezos, the founder of Amazon, bought a mountain in Texas with plans to put a clock inside. But not just any clock. Scientist Danny Hillis conceived of a special timepiece. It would tick once a year, and a hand would move every 100 years. A cuckoo would pop out every millennium. The clock itself would last 10,000 years.

Bezos put down $42 million to realize the mechanical wonder. He was enamored with the idea that the 152-meter-tall (500 ft) clock would outlast the United States, several civilizations, and perhaps all known governing systems.

In 2018, installation began inside the Sierra Diablo site. To power the clock for 10,000 years, thermal energy will be harvested from the mountain’s natural day-night cycle. It can also be wound up by visitors.
 
 

Tips to Enjoy a Healthy Retirement

It’s great to focus on getting to retirement, but by establishing a robust plan for your life after you retire, you can enjoy a happy and rewarding retirement.

Take a moment and imagine what your life will be like in retirement. The next step is to discuss how to make the retirement you’re imagining a reality. Staying healthy, motivated, and engaged are key components, no matter what you’re hoping to do.


Read More Here

 
 



Easy Bruschetta Chicken

For a quick and healthy dinner, you can't beat the flavor combination of tomatoes, basil, and mozzarella.


Get Cooking

 

 
 
310 Marlboro Street
Keene, NH 03431
Ph: (603) 357-1084

Email: info@optimumfhb.com
Web: http://optfinancial.com/
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optimum wealth llc
Advisory services are offered by Optimum Wealth LLC a Registered Investment Advisor in the State of New Hampshire. Insurance products and services are offered through Optimum Financial LLC dba Optimum Benefits, an affiliated company. Optimum Wealth LLC and Optimum Financial LLC are not affiliated with or endorsed by the Social Security Administration or any government agency, and are not engaged in the practice of law. All written content is for information purposes only. It is not intended to provide any tax or legal advice or provide the basis for any financial decisions. The information contained herein is not an offer to sell or a solicitation of an offer to buy the securities, products or services mentioned, and no offers or sales will be made in jurisdictions in which the offer or sale of these securities, products or services is not qualified or otherwise exempt from regulation. The information contained in this material have been derived from sources believed to be reliable, but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed.

Optimum Wealth LLC and Optimum Financial LLC are not affiliated with or endorsed by Centers for Disease Control and or any government agency. The content of this email is for informational purposes only and should not be used to make any financial or personal decisions.
 

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