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March 2020 Newsletter

A Special "Thanks" To Our Clients That Referred Others To Us This Month!



Setting Every Community Up for Retirement Enhancement (SECURE) Act of 2019 was incorporated into a year-end spending bill and was signed by President Trump on December 20, 2019. We have been, and will continue to, run workshops to educate and inform our clients and friends of the changes that may affect their retirement. If you would like to be advised of workshop dates or to schedule a consultation, contact our office at 574-968-SWAN (7926).



Hot Topic

Why 401(k) Decisions Matter

Fewer companies offer pensions today than did for earlier generations, and That means 401(k) accounts remain important for many people as a source of retirement income.

Continue Reading Here



Rising Dough and Rising Tensions¹

It may seem a trivial thing, but in 18th-century France, bread became tied to both survival and national identity. According to Cuisine and Culture: A History of Food and People, bread became a key motivating factor in the French revolution. Author Linda Civitello writes, "Bread was considered a public service necessary to keep the people from rioting. Bakers, therefore, were public servants, so the police controlled all aspects of bread production."

Sylvia Neely's A Concise History of the French Revolution states, the average 18th-century worker spent half his daily wage on bread. When grain crops failed two years in a row (1788 and 1789), the price of bread shot up to 88 percent of his wages. Many of the working class blamed the resulting famine and economic instability of the ruling class.

The cause of the revolution was far more complicated than just bread, but it can be seen as an event very similar to what led up to the United States' Boston Tea Party.



Tips & Tricks

IRS Restores Capital Gains Tax (To Form 1040) And Other Tax Return Changes For 2020²

Ready or not, tax return reporting has changed yet again for the 2020 tax season. In 2018, the IRS condensed Form 1040 significantly, completely revamping the prior traditional version, and introduced additional schedules that funnel information to Form 1040. While the IRS did not modify the 2019 Form 1040 as drastically, there are key differences, especially in the way capital gains are reported.

Read More Here



Irish Stew

A classic Irish Stew is simple and flavorful. It comes together easily with hearty chunks of meat, potatoes, and carrots. And it brings ultimate comfort.³

Get Cooking!



Investment advisory services offered through Golden Years Financial Advisors, Inc., a Registered Investment Advisor in the state of Indiana. Insurance products and services are offered through Golden Years Planning Services, Inc. and Anthony Financial Services, affiliated companies. Golden Years Financial Advisors, Inc., Golden Years Planning Services, Inc. and Anthony Financial Services are not affiliated with or endorsed by the Social Security Administration or any government agency. All written content is for information purposes only. It is not intended to provide any tax or legal advice or provide the basis for any financial decisions. The information contained herein is not an offer to sell or a solicitation of an offer to buy the securities, products or services mentioned, and no offers or sales will be made in jurisdictions in which the offer or sale of these securities, products or services is not qualified or otherwise exempt from regulation. The information contained in this material have been derived from sources believed to be reliable, but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed.

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