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optimum wealth llc

 

FINANCIALLY FOCUSED


February 2020 Newsletter
 
 

2020 is moving along very quickly, it is already March and Spring is on its way. We hope that you are getting a lot of value out of our monthly newsletters! For this month we have two important things to share with you:

First is a reminder - it is Tax season and its related deadlines will come up quickly. If you are doing any retirement account funding for 2019 (such as IRA’s, ROTH IRA’s, SEP IRA’s) please make sure to get that done before the deadlines and we always recommend not to wait until the last day as that increases the possibility of missing the cut-off date.

Second is a significant update to our Optimum Benefits Website (to go along with our recent email announcement). With technology ever moving forward, we have brought in direct online access to a multitude of Individual and Family Benefits through our website. That means that at your convenience you can research, quote and purchase quickly and simply and have what you need a lot easier and faster than before. And if you need guidance or help we will be here to provide you that same service we always have, bringing you the best of both worlds, online/virtual and in-person.
 

CHECK IT OUT HERE
 
As always feel free to reach out to us at anytime, we would love to hear from you.

Thank you!

 

Sincerely,

 
 
 

Why 401(k) Decisions Matter

Fewer companies offer pensions today than did for earlier generations, and That means 401(k) accounts remain important for many people as a source of retirement income.

Continue Reading Here
 
 

Rising Dough and Rising Tensions¹

It may seem a trivial thing, but in 18th-century France, bread became tied to both survival and national identity. According to Cuisine and Culture: A History of Food and People, bread became a key motivating factor in the French revolution. Author Linda Civitello writes, "Bread was considered a public service necessary to keep the people from rioting. Bakers, therefore, were public servants, so the police controlled all aspects of bread production."

Sylvia Neely's A Concise History of the French Revolution states, the average 18th-century worker spent half his daily wage on bread. When grain crops failed two years in a row (1788 and 1789), the price of bread shot up to 88 percent of his wages. Many of the working class blamed the resulting famine and economic instability of the ruling class.

The cause of the revolution was far more complicated than just bread, but it can be seen as an event very similar to what led up to the United States' Boston Tea Party.
 
 

The SECURE Act and How It Might Impact You

In December of 2019, President Trump signed the Setting Every Community Up for Retirement Enhancement Act (or SECURE Act) into law, enacting several changes that could impact your retirement.

Read More Here
 
 



Irish Stew

A classic Irish Stew is simple and flavorful. It comes together easily with hearty chunks of meat, potatoes, and carrots. And it brings ultimate comfort.²

Get Cooking!
 

1 https://www.smithsonianmag.com/arts-culture/when-food-changed-history-the-french-revolution-93598442/​
2 https://goodcheapeats.com/irish-stew/
 

Advisory services are offered by Optimum Wealth LLC a Registered Investment Advisor in the State of New Hampshire. Insurance products and services are offered through Optimum Financial LLC dba Optimum Benefits, an affiliated company. Optimum Wealth LLC and Optimum Financial LLC are not affiliated with or endorsed by the Social Security Administration or any government agency, and are not engaged in the practice of law. All written content is for information purposes only. It is not intended to provide any tax or legal advice or provide the basis for any financial decisions. The information contained herein is not an offer to sell or a solicitation of an offer to buy the securities, products or services mentioned, and no offers or sales will be made in jurisdictions in which the offer or sale of these securities, products or services is not qualified or otherwise exempt from regulation. The information contained in this material have been derived from sources believed to be reliable, but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed.
 
 
 

310 Marlboro Street
Keene, NH 03431
Ph: (603) 357-1084
Email: info@optimumfhb.com
Web: http://optfinancial.com/

 
 

 
 

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