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January 2020 Newsletter



Happy New Year!

Did you set a New Year’s Resolution? Most people find their resolutions quickly broken – diets, exercise classes, etc. can all be hard to stick to. Financial resolutions to improve your economic outlook, however, could be ones that you may actually want to keep. Paying down debt, contributing to your retirement plan, and making a sound budget are all ways to ring in the new year with better financial health. As you start the new year, we encourage you to review your financial and retirement plans. If you have had changes in your personal situation, have questions or concerns, please give us a call. Our services are always available to not only you, but to your family and friends, any time.

Mark and Travis started out 2020 attending an Insurance Summit in Miami, FL to learn about the latest in innovation and industry trends for financial service professionals. It was a wonderful opportunity to visit with the companies/vendors to learn about new products, software, and best practices and visit with others in the industry.

Mark and Kathy Kontz went a few days early (spent time with grandkids) and had the opportunity to visit the Rick Smith Golf Performance Center. Rocco Mediate, a four-time PGA Tour Champion and 2019 winner of the 2019 Sanford International Golf tournament, was helping host the event.

While Mark and Kathy did not come back expert golfers, they did make an observation: Just like in golf, if you master the fundamentals of the swing, you will have a higher chance of success. A financial advisor’s goal is not only to help you master the fundamentals, but guide you toward picking the right club for each situation, to have a better chance of retirement success. When you prepare and prioritize the three L’s – lifetime income, legacy and liquidity – you will significantly improve your chances for a successful retirement.

2019 was a great year with the merger and move into our new office. We are honored and humbled when given the opportunity to serve you. If you haven’t visited us at our new location at 5002 S Broadband Lane, Sioux Falls, we hope to see you in the new year. We are so appreciative of our clients and the wonderful people we work with. Now, we can’t wait to see what surprises 2020 holds for us.

Plan, Insure, Invest, Retire!

Meet Wendy Neuharth

Title: Welcoming Director and Administrative Assistant

Wendy welcomes your call with a kind voice, directs your call accordingly or greets you with a smile and a cup of coffee when you walk in our doors. She also serves in an administrative assistant role in mail sorting, scheduling appointments, copying, office organization, scanning and electronic processing of documents.

About Wendy:

Wendy’s hometown is Lake Norden and she’s very proud to have been raised a South Dakota farm girl. Wendy met her husband, Keith, in Rapid City and they now call Sioux Falls home. She has 3 godchildren, who live in Sioux Falls. Wendy enjoys attending as many of their school and sporting events as possible.
Wendy and her husband enjoy volunteering with Dakota Dachshund Rescue. They are active in their church where Wendy is a worship leader and usher.

Hobbies: travel, reading, spending time with family and friends, watching movies, attending concerts and sporting events and writing cards and letters.

We're thrilled to appear in Forbes magazine!

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Misconceptions That Could Derail Your Retirement

It’s hard enough to prepare for retirement when you’re working with correct information. Factor in the misconceptions that are out there, and it can feel downright impossible.

Continue Reading Here



Bubble Wrap Inventors Have Their Bubbles Burst¹

In 1957, Al Fielding and Marc Chavannes were trying to create a textured wallpaper. To do so, they sealed two shower curtains together so that air bubbles were captured, giving the wallpaper a textured appearance.

But the wallpaper idea didn’t sell too well. Undeterred, they decided to market their invention as greenhouse insulation. Though the material did offer some insulation, this idea didn’t pan out, either.

On October 5, 1959, IBM had announced their new 1401 variable word length computer. Frederick W. Bowers, a marketer at Sealed Air, got the idea that Bubble Wrap could be used as a good packaging material to protect the computer while it was being shipped. He pitched the idea and IBM began purchasing Bubble Wrap to protect their 1401 and other fragile products they sold and shipped.


3 Drawbacks to Early Retirement

Being early can be considered a virtue. Just think of some of the proverbs that we’ve all heard hundreds of times over the years:

“The early bird gets the worm.”

“Early to bed and early to rise makes a man healthy, wealthy and wise.”

There are many situations where being early can be a good thing. But when it comes to retirement, going too early can actually have drawbacks. That’s certainly not the case for everyone, but you’ll want to carefully evaluate your situation before you make any decisions.

Continue Reading Here



Classic Beef Stroganoff

Homemade Beef Stroganoff made easy!

Get Cooking!

Investment advisory services offered through Alternative Investment Advisors, LLC, an SEC Registered Investment Advisor. Alternative Investment Advisors, LLC and its advisors do not render tax, legal or accounting advice. Fixed insurance products and services are offered through Swenson Wealth Management.

Swenson Wealth Management and their individually licensed and appointed insurance agents, and Alternative Investment Advisors, LLC are not affiliated with or endorsed by the Social Security Administration or any government agency.


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