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January 2020 Newsletter





Misconceptions That Could Derail Your Retirement

It’s hard enough to prepare for retirement when you’re working with correct information. Factor in the misconceptions that are out there, and it can feel downright impossible.

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Bubble Wrap Inventors Have Their Bubbles Burst¹

In 1957, Al Fielding and Marc Chavannes were trying to create a textured wallpaper. To do so, they sealed two shower curtains together so that air bubbles were captured, giving the wallpaper a textured appearance.

But the wallpaper idea didn’t sell too well. Undeterred, they decided to market their invention as greenhouse insulation. Though the material did offer some insulation, this idea didn’t pan out, either.

On October 5, 1959, IBM had announced their new 1401 variable word length computer. Frederick W. Bowers, a marketer at Sealed Air, got the idea that Bubble Wrap could be used as a good packaging material to protect the computer while it was being shipped. He pitched the idea and IBM began purchasing Bubble Wrap to protect their 1401 and other fragile products they sold and shipped.


3 Drawbacks to Early Retirement

Being early can be considered a virtue. Just think of some of the proverbs that we’ve all heard hundreds of times over the years:

“The early bird gets the worm.”

“Early to bed and early to rise makes a man healthy, wealthy and wise.”

There are many situations where being early can be a good thing. But when it comes to retirement, going too early can actually have drawbacks. That’s certainly not the case for everyone, but you’ll want to carefully evaluate your situation before you make any decisions.

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Classic Beef Stroganoff

Homemade Beef Stroganoff made easy!

Get Cooking!

E.T.S. Financial Services, LLC. is not affiliated or endorsed by the Social Security Administration or any government agency.

Investment advisory services are offered by First Advisors National, LLC, a Registered Investment Advisor in the State of Georgia.

Some of these materials are provided for general information and educational purposes based upon publicly available information from sources believed to be reliable—we cannot assure the accuracy or completeness of these materials. The information in these materials may change at any time and without notice.



Eric Scoggins, CLU, ChFC, CFP
President and Financial Author
27 City Square Suite 2 | Hoschton, GA 30548
P: 770.904.1978 Ext: 705 F: 770-904-1978
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