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January 2020 Newsletter




"A Guide to Getting Your House In Order"

Come in for a complimentary consultation and receive an autographed copy of our book!

Visit us today!

Local authors and financial professionals Ron and Karen Dowling reveal strategies to getting your legacy, retirement and income planning in order with their new book!

Order yours today on Amazon!¹



Misconceptions That Could Derail Your Retirement

It’s hard enough to prepare for retirement when you’re working with correct information. Factor in the misconceptions that are out there, and it can feel downright impossible.

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Bubble Wrap Inventors Have Their Bubbles Burst² 

In 1957, Al Fielding and Marc Chavannes were trying to create a textured wallpaper. To do so, they sealed two shower curtains together so that air bubbles were captured, giving the wallpaper a textured appearance.

But the wallpaper idea didn’t sell too well. Undeterred, they decided to market their invention as greenhouse insulation. Though the material did offer some insulation, this idea didn’t pan out, either.

On October 5, 1959, IBM had announced their new 1401 variable word length computer. Frederick W. Bowers, a marketer at Sealed Air, got the idea that Bubble Wrap could be used as a good packaging material to protect the computer while it was being shipped. He pitched the idea and IBM began purchasing Bubble Wrap to protect their 1401 and other fragile products they sold and shipped.


3 Drawbacks to Early Retirement

Being early can be considered a virtue. Just think of some of the proverbs that we’ve all heard hundreds of times over the years:

“The early bird gets the worm.”

“Early to bed and early to rise makes a man healthy, wealthy and wise.”

There are many situations where being early can be a good thing. But when it comes to retirement, going too early can actually have drawbacks. That’s certainly not the case for everyone, but you’ll want to carefully evaluate your situation before you make any decisions.

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Classic Beef Stroganoff

Homemade Beef Stroganoff made easy!

Get Cooking!



Advisory services are offered by Chancellor Financial Services, Inc a Registered Investment Advisor in the State of IL. Insurance services offered through Dowling Consulting Services, Inc, an affiliated company. Neither Chancellor Financial Services, Inc., nor Dowling Consulting Services, Inc. are affiliated with or endorsed by the Social Security Administration or any government agency.

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