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December 2019 Newsletter




"A Guide to Getting Your House In Order"

Come in for a complimentary consultation and receive an autographed copy of our book!

Visit us today!

Local authors and financial professionals Ron and Karen Dowling reveal strategies to getting your legacy, retirement and income planning in order with their new book!

Order yours today on Amazon!¹



More People Are Saving For Retirement, But Many Still Aren’t

More people are saving more money for retirement than they have in the past few decades, according to a recent report from the U.S. Government Accountability Office.¹ That’s great news!

Now for the not so great news. The report, titled “Retirement Security: Income and Wealth Disparities Continue through Old Age,” found that there’s still a lot of ground to cover to get retirement savings where they may need to be.

Continue Reading Here




Is Fruitcake More Palatable After 100 Years?

Famously indestructible, a fruitcake has withstood a century in the coldest, windiest, and driest place on Earth.

In 2017, Conservators found the 100-year-old dessert in Antarctica's oldest building, a hut on Cape Adare. Wrapped in paper and the remains of a tin, the fruitcake is in "excellent condition," according to the conservators, and looks and smells almost edible.

British explorer Robert Falcon Scott likely brought the cake, made by the British biscuit company Huntley & Palmers, to Antarctica during their 1910-1913 Terra Nova expedition.

The expedition's Northern Party took shelter in the Cape Adare hut, which had been built by Norwegian Carsten Borchgrevink’s team in 1899—and left the fruitcake behind. A team has been excavating artifacts in the hut since 2016.

"Living and working in Antarctica tends to lead to a craving for high-fat, high-sugar food, and fruitcake fits the bill nicely, not to mention going very well with a cup of tea."


Childproofing Your Retirement

From the moment your children are born, there are costs associated with raising them. The diapers, the clothes, the food, the toys — the list goes on.

And the costs don’t stop coming as your children grow up. It makes sense for you to try to take some steps that can minimize the risk of your children ruining your retirement savings strategy. That’s exactly what The Motley Fool discussed in its article “How to Childproof Your Retirement.”²

Read More Here




Cranberry-Glazed Appetizer Meatballs

It's tangy, salty, and sweet; A classic dish with a twist!

Get Cooking!





Advisory services are offered by Chancellor Financial Services, Inc a Registered Investment Advisor in the State of IL. Insurance services offered through Dowling Consulting Services, Inc, an affiliated company. Neither Chancellor Financial Services, Inc., nor Dowling Consulting Services, Inc. are affiliated with or endorsed by the Social Security Administration or any government agency.

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