Email not displaying correctly? View it in your browser.

FINANCIALLY FOCUSED

December 2019 Newsletter

It’s that time of year when we reflect on what the past year has brought us, taught us and for those things that made us grateful for your faith and trust in us. Thank you for being a loyal client, we look forward to helping you implement your plans in the coming year and continuing to partner with you.

Giving this time of year is most important and we have had something shared with us that we would like to share with you. The link below is a helpful and timely planning resource that comes from the Nations IRA expert, Mr. Ed Slott, a great resource for all of us. We hope you enjoy it!

CLICK HERE

We would like to wish everyone a Merry Christmas and a Happy New Year. If you are Traveling, be safe, and take advantage of that important time with Family and Friends.

Happy Holidays!

Sincerely,

More People Are Saving For Retirement, But Many Still Aren’t

More people are saving more money for retirement than they have in the past few decades, according to a recent report from the U.S. Government Accountability Office.¹ That’s great news!

Now for the not so great news. The report, titled “Retirement Security: Income and Wealth Disparities Continue through Old Age,” found that there’s still a lot of ground to cover to get retirement savings where they may need to be.

Continue Reading Here

NATIONAL FRUITCAKE DAY: 12/27/19

Is Fruitcake More Palatable After 100 Years?³

Famously indestructible, a fruitcake has withstood a century in the coldest, windiest, and driest place on Earth.

In 2017, Conservators found the 100-year-old dessert in Antarctica's oldest building, a hut on Cape Adare. Wrapped in paper and the remains of a tin, the fruitcake is in "excellent condition," according to the conservators, and looks and smells almost edible.

British explorer Robert Falcon Scott likely brought the cake, made by the British biscuit company Huntley & Palmers, to Antarctica during their 1910-1913 Terra Nova expedition.

The expedition's Northern Party took shelter in the Cape Adare hut, which had been built by Norwegian Carsten Borchgrevink’s team in 1899—and left the fruitcake behind. A team has been excavating artifacts in the hut since 2016.

"Living and working in Antarctica tends to lead to a craving for high-fat, high-sugar food, and fruitcake fits the bill nicely, not to mention going very well with a cup of tea."

Childproofing Your Retirement

From the moment your children are born, there are costs associated with raising them. The diapers, the clothes, the food, the toys — the list goes on.

And the costs don’t stop coming as your children grow up. It makes sense for you to try to take some steps that can minimize the risk of your children ruining your retirement savings strategy. That’s exactly what The Motley Fool discussed in its article “How to Childproof Your Retirement.”²

Read More Here

Cranberry-Glazed Appetizer Meatballs

It's tangy, salty, and sweet; A classic dish with a twist!

Get Cooking!

1 https://www.gao.gov/assets/710/700836.pdf
2 https://www.fool.com/retirement/2019/09/04/how-to-childproof-your-retirement.aspx
3 https://www.nationalgeographic.com/news/2017/08/antarctica-fruitcake-scott-terra-nova/

Advisory services are offered by Optimum Wealth LLC a Registered Investment Advisor in the State of New Hampshire. Insurance products and services are offered through Optimum Financial LLC dba Optimum Benefits, an affiliated company. Optimum Wealth LLC and Optimum Financial LLC are not affiliated with or endorsed by the Social Security Administration or any government agency, and are not engaged in the practice of law. All written content is for information purposes only. It is not intended to provide any tax or legal advice or provide the basis for any financial decisions. The information contained herein is not an offer to sell or a solicitation of an offer to buy the securities, products or services mentioned, and no offers or sales will be made in jurisdictions in which the offer or sale of these securities, products or services is not qualified or otherwise exempt from regulation. The information contained in this material have been derived from sources believed to be reliable, but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed.

310 Marlboro Street
Keene, NH 03431
Ph: (603) 357-1084
Email: info@optimumfhb.com
Web: http://optfinancial.com/

This email was sent to {|RECIPIENT|}. Rather not receive it anymore? Unsubscribe
{|DISCLOSURE|}