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November 2019 Newsletter




"A Guide to Getting Your House In Order"

Come in for a complimentary consultation and receive an autographed copy of our book!

Visit us today!

Local authors and financial professionals Ron and Karen Dowling reveal strategies to getting your legacy, retirement and income planning in order with their new book!

Order yours today on Amazon!¹



Are you Prepared for a Bear Market?

As you prepare for retirement, it may be helpful to know that there are some potential realities that traditional retirement advice may overlook or ignore. If you’ve ever visited New York City, you may have seen the famous bull statue in the financial district.

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Ancient Games That Changed The Rules ²

Nine Men’s Morris

A precursor to Tick-Tack-Toe, Nine Men’s Morris is a game in which counters are placed on a grid with the aim of creating lines of three. Once all the pieces are down, they can be moved one space per move. Whenever a player forms a row of three, he can remove one of his opponent’s pieces from the board. The first player down to two pieces loses.

People across the world could create their own easily. Some dated as far back as 1440 B.C. have been found carved into rocks in Sri Lanka, Bronze Age Ireland, and ancient Troy. Fans even carved the board into seats, walls, and tombstones across England.


Mancala refers to a family of games with the same basic method of play. Known as count-and-capture games, there is some evidence to suggest that they may be the earliest games played. To play the game, all you need is a patch of soft ground and a handful of seeds or pebbles. Rows of holes are dug alongside one another, and players distribute counters one at a time in a path round the board. There are a number of goals; but the key to victory in every version is basically to count really fast.


Financial Well-Being and the Importance of Feeling Secure

When it comes to discussing your finances, it can sometimes feel like a complex math problem. There’s a bottom line that you’re trying to make add up, and the way to get there is by exploring facts and figures.

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Sweet Potato Bites³

Need a last-minute Thanksgiving appetizer? Look no further, this one's sure to be a hit!

Let's Get Baking!




Advisory services are offered by Chancellor Financial Services, Inc a Registered Investment Advisor in the State of IL. Insurance services offered through Dowling Consulting Services, Inc, an affiliated company. Neither Chancellor Financial Services, Inc., nor Dowling Consulting Services, Inc. are affiliated with or endorsed by the Social Security Administration or any government agency.

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