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October 2019 Newsletter





One in Three People over 50 Aren't Prepared for Retirement

Think about three people you know who are over 50. Odds are, at least one of them
isn’t prepared for retirement.

At least, that’s the premise of an article the USA Today recently published, “A third of adults age 50 and over aren’t prepared for retirement.
1” Are you one of those adults who’s not prepared for retirement? How can you determine if you’re in that group?

Continue Reading Here


The Trip That Changed Monster History

In the summer of 1816, Mary Godwin, her husband Percy Bysshe Shelley, John William Polidori, and Claire Clairmont visited Lord Byron in Geneva, Switzerland. Due to bad weather, the group mostly read German ghost stories to entertain themselves. This inspired the group to write their own supernatural stories and see who could come up with the best one.

Mary retired for the evening and had a dream which she based Frankenstein on. She imagined it as a short story and wrote the first few chapters in a relatively short time. With Percy’s encouragement and editing, she turned it into a full-fledged novel.

Frankenstein was published anonymously in 1818. Most critics at the time assumed that it was Percy who had written the book, but modern critics cite the long narratives and triple narrator as evidence of an inexperienced writer, like Mary was. She first received a writing credit on the 1823 reprint.

Lord Byron only managed fragments of stories for the writing contest, including one based on German Vampire legends. John William Polidori used part of Byron’s idea as the inspiration for his own story, The Vampyre. The notion of the charming vampire, one who is invited into a home, a transfixing gaze, and the sucking of blood are just a few of the elements that trace their beginnings to The Vampyre. Bram Stoker wrote the world’s most famous vampire story, Dracula, 70 years after The Vampyre.



Learn from the Retirees That Have Gone Before You

People sometimes say, “If I had it to do over again, I would…” before exploring what they would’ve done differently in their lives.

While there are no do-overs in life, people can learn from others’ successes and also their mistakes. People retire every day and get valuable insight on what they would do differently if they had it to do over again. That’s the topic of a recent article, “What I wish I knew when I retired

Read More Here




5 Ingredient Granola Bars 4

Pack these homemade granola bars to keep you energized!

Get Mixing!

E.T.S. Financial Services, LLC. is not affiliated or endorsed by the Social Security Administration or any government agency.

Investment advisory services are offered by First Advisors National, LLC, a Registered Investment Advisor in the State of Georgia.

Some of these materials are provided for general information and educational purposes based upon publicly available information from sources believed to be reliable—we cannot assure the accuracy or completeness of these materials. The information in these materials may change at any time and without notice.


Eric Scoggins
© ETS Financial Services, LLC.

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Suite 601

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