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December 2018 Newsletter





Addressing Some Of Your Retirement Concerns

An important part of the role that we serve is helping to alleviate some of the concerns that our clients have surrounding retirement. Every day, we work with people who are planning for an important phase of their life. It’s natural that people have concerns, and often they are the same from person to person.

It might help you to know that just as you are not alone in your retirement preparation, you’re likely not alone in the concerns you’re having. There are three concerns in particular that nearly all retirees and pre-retirees share: running out of income in retirement, finding affordable and reliable healthcare plans, and navigating a volatile market.

Read More Here



Holiday Traditions To Start This Year 1

 Bake Cookies for friends and family and store them in decorative tins.

 Purchase or let kids craft an ornament each year. You’ll be able to look back on every holiday your family has spent together.

 Share the books you’ve loved reading this year and host a holiday book swap.

 To help children understand the importance of generosity, donate toys to an organization in your community.

 Volunteer as a family at your community’s food bank this season.

 Make a day of picking out your tree - bundle up and take a trip to a tree farm to find just the right one.

 Plan a dinner to celebrate your family’s heritage, or cook up everyone’s favorite dishes for a holiday meal.

 Create a holiday card to send to family and friends. Save an extra card and start a holiday card scrapbook.



Should I Buy Travel Insurance?2

Travel insurance refers to various types of specialized coverage you can buy to insure yourself against the many risks you face as a traveler. You can purchase this insurance from insurance companies, travel agents, tour operators, cruise lines, rental companies, or travel assistance companies. Coverage, cost, and terms vary widely.

Read More Here



Peppermint Pattie Cookies

Try these deliciously chewy chocolate cookies stuffed with dark chocolate chunks and covered with the most perfect homemade peppermint cream and chocolate drizzle.

Get Baking!


1. 1.
2. Broadridge Investor Communication Solutions, Inc. Copyright, 2018

E.T.S. Financial Services, LLC. is not affiliated or endorsed by the Social Security Administration or any government agency.

Investment advisory services are offered by First Advisors National, LLC, a Registered Investment Advisor in the State of Georgia.

Some of these materials are provided for general information and educational purposes based upon publicly available information from sources believed to be reliable—we cannot assure the accuracy or completeness of these materials. The information in these materials may change at any time and without notice.


Eric Scoggins
© ETS Financial Services, LLC.

3460 Summit Ridge Parkway
Suite 601

Duluth, GA 30096
T: (770) 652-3496


© ETS Financial Services, LLC.
27 City Square
Suite 2
Hoschton, GA 30548



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