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November 2018 Newsletter





How Medicare Fits Into Your Retirement

The hallmark of a successful retirement is developing a financial plan that can help ensure your money will last as long as you do. During this new and unique period in your life, how you allocate your money can often matter more than how much of it you have, or how diligent you’ve been in saving it. Having a comprehensive and affordable health insurance strategy is more than just a critical component in your retirement plan; it’s a critical component in your quality of life and well being in your later years.

There are a number of ways to accomplish this, but for many retirees, Medicare is the most
important to learn how to utilize. Medicare guarantees health insurance for people older
than 65 who have certain disabilities or diseases.

Read More Here



Thanksgiving Facts 1

In 1953, someone at Swanson misjudged the number of frozen turkeys it would sell by Thanksgiving - by a lot. So they came up with the brilliant plan of slicing up the meat and repackaging it with trimmings on the side. Thus, the first TV dinner was born!

When Abe Lincoln declared Thanksgiving a national holiday, it was thanks to the tireless efforts of a magazine editor named Sarah Josepha Hale. Her other claim to fame was her nursery rhyme: “Mary Had a Little Lamb.”

Only male turkeys, called toms, gobble. Females, called hens, cackle.

If Ben Franklin had his way, the turkey would be our national bird. An eagle, he wrote in a letter to his daughter, had “bad moral character.” A turkey, on the other hand, was a “much more respectable bird.”

Thanksgiving is not just an American holiday. Canadians celebrate it too, but on the second Monday of October.

Why is it called a turkey? Europeans took a liking to guinea fowls imported to the continent of America. Since the birds were imported by Turkish merchants, the English called them turkeys.



What If My Income Does Not Meet My Retirement Expenses?2

Fortunately, you may have no need to despair. The further you are from retirement, the more time you have to resolve the expected shortfall. Even if you are closing in on retirement, there may be steps you can take to bridge the gap.

Read More Here



Maple Granola Pecan Pie

Looking for a classic dessert with a twist? Try out this decadent pecan pie recipe!

Get Baking!


2. Broadridge Investor Communication Solutions, Inc. Copyright, 2018

E.T.S. Financial Services, Inc. is not affiliated or endorsed by the Social Security Administration or any government agency.

Investment advisory services are offered by First Advisors National, LLC, a Registered Investment Advisor in the State of Georgia.

Some of these materials are provided for general information and educational purposes based upon publicly available information from sources believed to be reliable—we cannot assure the accuracy or completeness of these materials. The information in these materials may change at any time and without notice.


Eric Scoggins
© ETS Financial Services, Inc.
3460 Summit Ridge Parkway
Suite 601

Duluth, GA 30096
T: (770) 652-3496


© ETS Financial Services, Inc.
27 City Square
Suite 2
Hoschton, GA 30548



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