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September 2018 Newsletter





The Importance of Legacy Planning

Planning your legacy can be a stressful challenge to undertake, however, covering the basics of legacy planning will help to relieve some of that stress that most every worker will come to endure when it comes time to retire. Planning your legacy may also be viewed by many as being something only for the extravagantly wealthy - though this couldn't be farther from the truth. It is vital that everyone, regardless of their financial prestige, is able to complete a legacy plan for their loved ones.

Legacy planning is aimed to help ensure your wealth and assets are properly transferred and realized by your beneficiaries. Your plan m ay reflect a lifetime of your effort and hard work, and may provide the peace of mind that your wealth will be passed on to your selected heirs. There are a number of benefits in crafting a legacy plan for yourself. If you don’t plan your legacy, it will likely be done for you once it’s too late, perhaps by the IRS, lawyers and the courts.

Read More Here



September Historical Facts 1

Sept 2, 1666 - The Great Fire of London was started. It was believed to have been started in a bakery and took three days to put out.

Sept 5, 1774 - The 1st Continental Congress was called to order (comprised of delegates from all 13 colonies). Two years later, they changed the name of the United Colonies to the United States.

Sept 22, 1862 - President Abraham Lincoln issued the Emancipation Proclamation, which ended slavery effective January 1, 1863. The war continued on for another year and a half in spite of the ruling.

Sept 14, 1901 - President William McKinley passed away after being shot on September 6th while attending the Buffalo Pan-American Exposition in New York.

Sept 1, 1939 - Hitler invaded Poland, starting World War II in Europe.



Will Debt Consolidation Hurt or Help My Credit Rating? 2

Debt consolidation can lead to an improvement in your credit rating by making your debt easier to manage. Sometimes, debt consolidation means taking a loan at a lower interest rate to pay off several smaller loans at higher interest rates. Making one payment instead of many may help you keep your debt under better control, make it easier for you to make timely payments, and thus improve your credit rating.

Read More Here



Pumpkin Coffee Cake

This coffee cake is so moist and dense, much like a pumpkin pie, that you'll wonder how life can be so magical. Ordinary coffee cake will never taste as good to you after eating this one.

Get Baking!


2. Broadridge Investor Communication Solutions, Inc. Copyright, 2018

E.T.S. Financial Services, Inc. is not affiliated or endorsed by the Social Security Administration or any government agency.

Investment advisory services are offered by First Advisors National, LLC, a Registered Investment Advisor in the State of Georgia.

Some of these materials are provided for general information and educational purposes based upon publicly available information from sources believed to be reliable—we cannot assure the accuracy or completeness of these materials. The information in these materials may change at any time and without notice.


Eric Scoggins
© ETS Financial Services, Inc.
3460 Summit Ridge Parkway
Suite 601

Duluth, GA 30096 
T: (770) 652-3496


© ETS Financial Services, Inc.
27 City Square
Suite 2
Hoschton, GA 30548



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