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March 2018 Newsletter



Office News

We are honored that you are part of our client family.

Stay tuned for details on our upcoming

Client Appreciation Event at Chateau Elan Winery & Resort
and help us to celebrate you!


We would like to invite you to one of our upcoming workshops!

Retirement Income Planning

March 19 & 22
Braselton Police and Municipal Building



Hot Topic

Making Sense of Taxes in Retirement

During your working years, everyone told you retirement was the easy life. As you near retirement, however, perhaps it’s seeming like a bit more work than you had imagined. After all, correctly positioning your various retirement accounts, honing in on your risk tolerance, determining your income sources, creating a budget, and deciding the age to start accepting your Social Security benefit are all important issues that should be at the forefront of your retirement planning checklist.

But have you given much thought to the role taxes will play in your retirement lifestyle?

Sadly, most retirees have not, and risk detonating the potential ticking tax time bomb in their portfolio that could have been avoided with a little bit of education and a touch of guidance.

Read More Here



Facts About Ireland 1

1. The Irish consume on average 131.1 liters of beer per year - the 2nd highest per capita consumption after the Czech Republic.

2. The ancestral language of Irish people is Irish Gaelic. Nowadays, 1.6 million people claim a self-reported competence in Irish, but only 380,000 fluent speakers remain.

3. Many Irish family names start with “Mac” or “O’...”, which means respectively “son of ...” and “grandson of ...” in Gaelic.

4. The Tara Mine near Navan, County Meath, is the largest zinc mine in Europe, and the fifth largest in the world.

5. The world’s first suburban commuter railway opened between Dublin and Dún Laoghaire in 1834 (two years before the London and Greenwich Railway).



Tips & Tricks

How Can I Reduce the Cost of Life Insurance? 2

The price you pay for life insurance depends on your age, your health, and your lifestyle. However, there are ways to lower your insurance premiums. The following are some simple suggestions:

Often, you’ll actually pay less for a little more insurance as you approach multiples of $250,000 in coverage. For example, $240,000 of coverage might cost $275 per year, while $250,000 in coverage might cost only $260 per year. Find out the rate per $1,000 of coverage, which often drops when you pass a certain level of coverage.
Learn More Here!




Slow Cooker Irish Beef Stew

Celebrate St.Patrick's Day in the comfort of your home with this easy slow cooker recipe.

Get Cooking!


2. Broadridge Investor Communication Solutions, Inc. Copyright, 2018

E.T.S. Financial Services, Inc. is not affiliated or endorsed by the Social Security Administration or any government agency.

Investment advisory services are offered by First Advisors National, LLC, a Registered Investment Advisor in the State of Georgia.

Some of these materials are provided for general information and educational purposes based upon publicly available information from sources believed to be reliable—we cannot assure the accuracy or completeness of these materials. The information in these materials may change at any time and without notice.


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