Email not displaying correctly? View it in your browser.   FINANCIALLY FOCUSED January 2024 Newsletter   UPCOMING EVENTS New Generation Retirement Workshops Tuesday, January 23rd at 4pm Thursday, January 25th at 11am Call our office at 702-346-1335 to register   Should You Work Until You're 70?   More and more, the targeted retirement age for many people is 70, for numerous reasons. A U.S. News and World Report article, Why You Should Plan to Work Until Age 70, has some excellent information that may be useful for younger and older workers alike. Contrary to what you may be thinking, it’s common for some people to work until 70 or older for reasons completely unrelated to finances. Read More   Dolphins Have Hair! It is true that they are mammals, but dolphins only have hair when they are first born. This hair is found on the top of the rostrum (snout area). It falls out shortly after they are born. Dolphins do not grow any other hair for the rest of their lives.1   Reviewing Your Estate Plan   An estate plan is a map that explains how you want your personal and financial affairs to be handled in the event of your incapacity or death. Due to its importance and because circumstances change over time, you should periodically review your estate plan and update it as needed.   Read More   Penne Ham Skillet Looking for leftover ham recipes? This Ham & Penne Skillet is the perfect one to use! It has diced ham, penne pasta and peas in a creamy sauce. It makes a quick and easy meal when you're wondering what to make with leftover ham! Plus, the kids love it and so do adults. Throw this in your pot and make it tonight for dinner.   Get Cooking!   1 https://dolphins.org/kids_dolphin_facts Jeffrey Bird and Ronald Bird offer Investment Advisory Services through Gradient Advisors, LLC (Arden Hills, MN 877-885-0508), an SEC Registered Investment Advisor. Gradient Advisors, LLC and its advisors do not render tax, legal or accounting advice. Financial Concepts, Inc is not a registered investment advisor and is independent of Gradient Advisors, LLC. Insurance products and services are offered through Jeffrey Bird and Ronald Bird, independent agents. This communication may contain information that is proprietary, privileged, or confidential, or otherwise legally exempt from disclosure. If you are not the named addressee, you are not authorized to read, retain, copy, or disseminate this memo or any part of it. If you have received this memo in error, please notify the sender immediately by Email or fax, and destroy all copies of this communication. Please be further advised that, pursuant to the Bank Secrecy Act, the USA PATRIOT Act, and similar laws, any communication in this e-mail is subject to regulatory, supervisory, and law enforcement review. Financial Concepts, Inc, Jeffrey Bird and Ronald Bird and Gradient Advisors, LLC are not affiliated with or endorsed by the Social Security Administration or any government agency.   Jeff Bird Investment Advisor   © Financial Concepts, Inc 355 W Mesquite Blvd C80 Mesquite, NV 89027 Ph: (702) 346-1335 Email Web   Ron Bird Associate Advisor      This email was sent to {|RECIPIENT|}. Rather not receive it anymore? Unsubscribe {|DISCLOSURE|}