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optimum wealth llc 

 

FINANCIALLY FOCUSED

October 2023 Newsletter

 

 

It’s that Season of the year..…annual open enrollments……and of course the start of the Holiday Season! We hope everyone has a spooky Halloween and that you all have a great Thanksgiving with Family and Friends!

As we alluded to above, November is also the “Season for Open Enrollments” for a lot of benefit related items. What this means is You have a specific time frame to add or make changes to Your Benefits and coverages. Here is a short list of dates to pay attention too:

  1. Medicare: October 15 thru December 7, 2023        https://www.cms.gov/Outreach-and-Education/Reach-Out/Find-tools-to-help-you-help-others/Medicare-Open-Enrollment
  1. Individual Medical (2 dates):
  1. November 1, 2023 thru December 15, 2023 for January 1, 2024 start date.
  2. December 16, 2023 to January 15, 2024 fore a February 1, 2024 start date.
  1. Employer/Employee Benefits: These dates can vary, but a large majority of business’s use this time of the year to make choices, changes or updates for Benefits that are offered for the upcoming Year. It is always a good idea to review Your choices and make any updates that are needed.

With any of these Open Enrollments we are here to help, please do not hesitate to reach out with any questions or concerns.

Thank you!

 

 

Signs That You're Ready to Retire


Deciding when the time is right to retire can be difficult, but thankfully there are some common benchmarks and indicators that can help you determine that yes, you’re finally ready for your post-work life.

An Investopedia article,
6 Signs That You’re Really Ready to Retire presents some helpful details.


Read More

 

 

 

Candy Corn and M&Ms are Some of the Top Selling Candies

Love it or hate it, October is always candy corn’s time to shine. M&Ms are a close second, selling $673.2 million of these chocolate morsels every year. That's about 20 million pounds! Candy corn also has been around a long time – even longer than M&Ms. In Philadelphia in the 1880s, George Renninger of Wunderlee Candy Company created these multi-colored treats.

 

 

All Eyes on the Earnings Picture

Publicly traded companies are required to disclose their financial performance to regulators and shareholders on a quarterly basis. News organizations and investors pay close attention to these reports because they tend to impact stock prices, with strong earnings driving share prices up, and vice versa.
 

Read More

 

 

Pumpkin Bars

Classic pumpkin bars are super soft and moist and when spread with a thick layer of tangy cream cheese frosting, they’re positively irresistible. Pumpkin Bars are a classic fall recipe that everyone needs on their fall baking list.

 

Get Baking!

 

 
310 Marlboro Street
Keene, NH 03431
Ph: (603) 357-1084

Email: info@optimumfhb.com
Web: http://optfinancial.com/
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Advisory services are offered by Optimum Wealth LLC a Registered Investment Advisor in the State of New Hampshire. Insurance products and services are offered through Optimum Financial LLC dba Optimum Benefits, an affiliated company. Optimum Wealth LLC and Optimum Financial LLC are not affiliated with or endorsed by the Social Security Administration or any government agency, and are not engaged in the practice of law.

Outgoing and incoming emails are electronically archived and subject to review and/or disclosure to someone other than the recipient. We cannot accept requests for securities transactions or other similar instructions through email. We cannot ensure the security of information e-mailed over the Internet, so you should be careful when transmitting confidential information such as account numbers and security holdings. If the reader of this message is not the intended recipient, or an employee or agent responsible for delivering this message to the intended recipient, you are hereby notified that any dissemination, distribution or copying of this communication is strictly prohibited. If you have received this communication in error, please notify us immediately by replying to this message and deleting it from your computer.
 

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Investment advisory services offered through Optimum Wealth LLC a Registered Investment Advisor in the State of New Hampshire. Insurance products and services are offered through Optimum Financial LLC, Optimum Benefits which are affiliated companies. Optimum Wealth LLC outgoing and incoming emails are electronically archived and subject to review and/or disclosure to someone other than the recipient. We cannot accept requests for securities transactions or other similar instructions through email. We cannot ensure the security of information e-mailed over the Internet, so you should be careful when transmitting confidential information such as account numbers and security holdings. If the reader of this message is not the intended recipient, or an employee or agent responsible for delivering this message to the intended recipient, you are hereby notified that any dissemination, distribution or copying of this communication is strictly prohibited. If you have received this communication in error, please notify us immediately by replying to this message and deleting it from your computer.