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September 2023 Newsletter




A Beginner's Guide to Inflation

A June 2023 Forbes article, The Price is Right: U.S. Inflation Hits Two-Year Low in May a combination of higher interest rates, easing supply chain challenges, and more restrictive credit has helped ease inflation in 2023. As of this past May, the annualized rate of CPI inflation declined for the eleventh consecutive month.

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Why the American School Year Starts in Fall

The short answer is farming. Back in the day, rural families needed the children at home to help with harvesting the crops, so school would be put on hold for the colder months. In the cities, however, school essentially ran all year with a few short vacations throughout. Their school years ranged from 251 to 260 days. It wasn’t until 1852 that Massachusetts became the first state to enact a compulsory public education law, meaning parents who didn’t send their children to school year-round were fined. Shortly after, a compromise was made between urban and rural school systems to run at the same time.



Coming in 2024: New 529 Plan-to-Roth IRA Rollover Option

In December 2022, Congress passed the SECURE 2.0 Act. It introduced two new rules relating to 529 plans and student debt that will take effect in 2024. The first provision allows for tax- and penalty-free rollovers from a 529 plan to a Roth IRA. The second provision allows student loan payments made by employees to qualify for employer retirement matching contributions.

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Apple Cider Chicken

What’s happening in the pan: apples caramelizing; juicy chicken searing; apple cider bubbling; rosemary making your whole kitchen smell like fall. This apple cider chicken skillet is a healthy, simple meal takes just ONE PAN and is ready in 30 minutes.


Get Cooking!

E.T.S. Financial Services, LLC. is not affiliated or endorsed by the Social Security Administration or any government agency.

Investment advisory services are offered by First Advisors National, LLC, a Registered Investment Advisor in the State of Georgia.

Some of these materials are provided for general information and educational purposes based upon publicly available information from sources believed to be reliable—we cannot assure the accuracy or completeness of these materials. The information in these materials may change at any time and without notice.



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